Last Updated: November 2024
Welcome to Oxford Realty and Holdings LLC. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing our website or submitting a funding inquiry, you agree to be bound by these Terms.
Our services are intended for business entities and authorized representatives of such entities. By using our website, you represent and warrant that:
You agree not to use our website for any unlawful purpose or in any way that could damage, disable, or impair our services. Prohibited activities include but are not limited to:
Submission of a funding inquiry or application does not guarantee approval or constitute an offer to lend. All funding decisions are made at our sole discretion based on our underwriting criteria and assessment of risk.
You are responsible for ensuring that all information provided in funding applications is accurate, complete, and current. Providing false or misleading information may result in denial of your application and potential legal consequences.
By submitting a funding application, you authorize us to:
Program Description: Oxford Realty and Holdings LLC offers an optional SMS/text messaging program that provides marketing and promotional messages about our financial products and services to subscribers who have opted in.
Consent to Receive Messages: By opting in to our SMS program, you agree to receive recurring text messages sent via an automated telephone dialing system (ATDS) to the mobile phone number you provided. These messages may include information about funding offers, product updates, company news, and promotional communications.
Message Frequency: Message frequency varies based on your account activity and our promotional campaigns. You may receive up to 4 messages per month. We do not charge for messages, but message and data rates may apply based on your mobile carrier's plan.
Opt-Out / Unsubscribe: You can opt out of receiving SMS messages at any time by texting STOP in response to any message you receive from us. After sending STOP, you will receive a final confirmation message. You may also contact us at nigel@oxfordrealtyandholdings.com to unsubscribe.
Help / Customer Support: For assistance with the SMS program, text HELP to any message or email us at nigel@oxfordrealtyandholdings.com.
Not a Condition of Service: Consent to receive marketing SMS messages is NOT a condition of purchase or access to our services. You may decline SMS communications and still submit funding inquiries and access all of our services.
Carrier Compatibility: Our SMS program is supported by most major U.S. mobile carriers. Message delivery and timing are subject to carrier network availability, coverage limitations, and system outages beyond our control.
Privacy: We will not share your mobile phone number or opt-in data with third parties for their marketing purposes. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.
Modification or Termination: We reserve the right to modify or terminate the SMS program at any time without prior notice. We may also suspend your participation if we believe you are violating these terms or using the program inappropriately.
All content on this website, including text, graphics, logos, images, and software, is the property of Oxford Realty and Holdings LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may view and print content from our website for your personal, non-commercial use only. You may not:
To the fullest extent permitted by law, Oxford Realty and Holdings LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, including but not limited to:
Our total liability for any claim arising from your use of our services shall not exceed the amount of fees you have paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Oxford Realty and Holdings LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that:
Our website may contain links to third-party websites or services that are not owned or controlled by Oxford Realty and Holdings LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of third-party content or services.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Any disputes arising out of or related to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in New York County, New York. You waive any right to a jury trial or to participate in a class action.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our website or services after such changes constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
If you have questions about these Terms, please contact us:
Oxford Realty and Holdings LLC
129 W 27th St, New York
New York City, NY 10001
Email: nigel@oxfordrealtyandholdings.com