Oxford Realty and Holdings
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Privacy Policy

Last Updated: November 2024

Oxford Realty and Holdings LLC ("Oxford," "we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.

Information We Collect

Personal Information

We collect information that you provide directly to us, including:

  • Name, email address, and contact information
  • Business name, address, and industry
  • Financial information related to funding applications
  • Communications you send to us
  • Any other information you choose to provide

Automatically Collected Information

When you access our website, we may automatically collect certain information, including:

  • IP address and browser type
  • Pages visited and time spent on our site
  • Referring website addresses
  • Device information and operating system

How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate funding applications
  • To communicate with you about our services
  • To improve our website and customer service
  • To comply with legal and regulatory requirements
  • To send marketing communications (with your consent)
  • To protect against fraud and unauthorized transactions

SMS & Text Message Communications

Text Messaging Program

If you opt in to receive SMS/text messages from Oxford Realty and Holdings LLC, the following terms apply:

Consent: By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Oxford Realty and Holdings LLC about our financial products, services, offers, and updates. These messages will be sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies depending on your interaction with us and promotional campaigns. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details on potential charges.

Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.

Help Instructions: For assistance or questions about our SMS program, reply HELP to any message or contact us at nigel@oxfordrealtyandholdings.com.

Not a Condition of Purchase: Consent to receive marketing SMS messages is NOT a condition of purchase or service. You may decline to opt in to SMS communications and still access our services and submit funding inquiries.

Supported Carriers: Our SMS program is available on major U.S. carriers. Message delivery is subject to your carrier's network availability and limitations.

Information Sharing and Disclosure

Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in operating our business, including:

  • Underwriting and credit evaluation services
  • Payment processors and banking partners
  • Technology and hosting providers
  • Marketing and communication platforms

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request, or to protect our rights, property, or safety.

Mobile Opt-In Data Exclusion

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and updates
  • Restricted access to personal information on a need-to-know basis
  • Secure data storage and backup procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information, subject to legal obligations
  • Opt-Out: Opt out of marketing communications at any time
  • SMS Opt-Out: Text STOP to opt out of SMS messages

To exercise these rights, please contact us at nigel@oxfordrealtyandholdings.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us remember your preferences and understand how you use our site.

You can control cookie settings through your browser preferences. Note that disabling cookies may limit certain features of our website.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Oxford Realty and Holdings LLC
129 W 27th St, New York
New York City, NY 10001
Email: nigel@oxfordrealtyandholdings.com

Oxford Realty and Holdings LLC

Providing sophisticated direct lending solutions for businesses seeking flexible capital with institutional integrity.

129 W 27th St, New York
New York City, NY 10001

Email: nigel@oxfordrealtyandholdings.com

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