Oxford Realty and Holdings provides a comprehensive range of direct lending solutions designed to meet the diverse capital needs of growing businesses. Each funding structure is tailored to your specific circumstances, industry dynamics, and growth objectives.
Maintain operational momentum with flexible short-to-medium term financing designed to cover day-to-day business expenses, inventory purchases, payroll, and seasonal cash flow gaps. Our working capital solutions provide the liquidity you need without disrupting your existing credit facilities.
Acquire essential business equipment—from machinery and vehicles to technology infrastructure—without depleting your working capital reserves. We structure financing around the productive life of the asset, ensuring payments align with the value it generates for your business.
Growth capital with repayment structures that adapt to your business performance. Instead of fixed monthly payments, you remit a percentage of revenues until the funding is repaid. This approach aligns our success with yours, providing flexibility during slower periods and accelerating repayment during high-revenue months.
Fund new locations, product line extensions, acquisitions, or market entry with structured capital designed for strategic growth initiatives. We evaluate not just your current financial position, but the viability and return potential of your expansion plans.
Convert outstanding receivables into immediate working capital, or secure funding to fulfill large purchase orders that exceed your current capacity. These asset-based solutions provide liquidity without incurring traditional debt on your balance sheet.
Initial term sheets within 48 hours. Full funding in 5-10 business days for most standard transactions.
Terms designed around your business model, not template agreements. We adapt to your needs.
Work directly with experienced lending professionals who have authority to structure and approve deals.
All costs disclosed upfront. No hidden fees, prepayment penalties, or unexpected charges.
We scale with you. Returning clients receive expedited approvals and preferential terms.
Deep experience across sectors allows us to understand your business, not just your financials.